Football Manager 2023: Biggest transfer budgets & richest clubs in FM23

There are a lot of factors you’ll need to take into account when playing Football Manager 2023 (FM23), including how much cash each club has, so here’s a full rundown of the clubs with the biggest transfer budgets in the game.

One of the first big decisions you’ll have to make in Football Manager 2023 is what team you want to manage and there are various factors that you’ll need to take into account when making your choice, including the transfer budget.

Whether you want to take on an underdog team in the lower leagues or jump straight into managing one of the best clubs in the world, knowing how much transfer budget each team has could be crucial to your decision. After all, the bigger the budget, the more likely you are to be able to aquire the best players in the game.

So, here’s everything you need to know about transfer budgets in FM23.

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It’s important to take transfer budgets into account in FM23.

FM23 biggest transfer budgets 

For all the talk of Newcastle being the richest club in the world because of their new Saudi Arabian owners, that’s not actually the case in FM23. They only have a modest budget of around £40 million, but that’s because they’ve spent big on the likes of Alexander Isak and Sven Botman. 

In fact, it’s Real Madrid that has the biggest starting transfer budget in the game. After missing out on Kylian Mbappe, the Spanish giants have £103 million on offer from the get-go – and the squad doesn’t need too much work either. 

Despite spending big on Erling Haaland, Manchester City have around £102 million for you to play with. So, if you can’t find success with the game-breaking Norweigan striker, you can go out and spend to your heart’s content. 

FM23 richest clubs

In terms of the richest clubs overall, though, not all of these have a massive transfer budget in season one. Some aren’t extravagant sugar daddy spenders but rather have big backers that are willing to write off the debt. 

These clubs are good choices for a long-term project because, if you manage the books well early on, you’re going to have a sizable budget in the years to come.

That also means that you’re more likely to be granted requests like stadium expansion, bigger scouting networks, more coaches, and the like as well. Though, if it all goes wrong, they won’t be afraid of sacking you quickly either.

So, that’s everything you need to know when it comes to having money in your pocket from the get-go in FM23. For more content on the game, check out our guides below:

Is Football Manager 2023 on Xbox Game Pass? | Is Football Manager 2023 Touch on iPad? | Football Manager 2023 review